Hello.  I'm Pamela Jane Nye, a nurse who, for twenty-five years, looked forward to my daily drive home while thinking about --  but here's what's left of the forest beauty, peace, comfort and enjoyment-- that was waiting for me at my 'forever' Pacific Palisades home. 
  • One + Two of photos revealing wildfire distruction to Nye's home and content.
Below links tell more of this story ...
Below photo identies what wasn't destroyed ...
As a loyal Farmers Insurance customer for 25 years, I had no claims, and paid a yearly homeowners policy costing $4,000+ expecting and believing I had  maximum dwelling and content coverage boasted on pages 1-7 of my 2024-2025 policy I got from the Farmers Insurance claim website.
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After 11+ weeks of optimistic hotel waiting, the Farmers' pre-litigation attorney called to tell me, all the information indicates there is no coverage/." 

I told him, "I’m so disappointed and disillusioned with Farmers. I trusted them for 25 years. I'm a nurse. I don’t make boatloads of money. This was my biggest asset and I protected it. And I trusted Farmers to help me protect it. I am ashamed of you, And you should be ashamed." 
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